Managing medical claims can be confusing, but understanding the process helps ensure a smooth experience. Start by reviewing your insurance coverage before seeking medical care. After receiving treatment, your provider typically submits a claim. The insurance company then reviews it and issues an Explanation of Benefits (EOB) outlining coverage and any patient responsibility.

Health insurance is an investment in your well-being. By understanding the basics, you can make smarter choices and stay financially and physically secure.

Consider factors like your budget, healthcare needs, preferred doctors, and prescription coverage. Compare plans carefully to find one that offers the best balance of cost and benefits.

Breast cancer is a major rising concern across the globe. It has become the most common cancer in women in the USA. It makes up roughly 1 in 3) of all newly diagnosed cancers in women each year. The American Cancer Society estimates that in 2024, approximately 310,720 women in the United States will be diagnosed with invasive breast cancer. To bring awareness among people, the American Cancer Society has launched a breast cancer awareness program called "Making Strides Against Breast Cancer". Also, the aim of the program was to celebrate courage and hope. It is all about bringing communities…

The rising medical service expenses have become a matter of concern for every individual, especially for marginalized communities. It is not possible for everyone to pay for huge healthcare expenses instantly. This is where health insurance comes in as a savior. Health insurance is designed to cover finances in case of a medical emergency. Insured individuals get long-term benefits that empower their healthcare treatment decisions. At myObamacare, our main objective is to provide affordable health coverage to everyone in need and to build strategic partnerships with organizations that align with our commitment to helping marginalized communities. We are also committed…

Open enrollment occurs once a year,  beginning November 1st. A time where you can sign up for health insurance, adjust your current plan, or cancel it. This period usually lasts only a few weeks. If you miss it, you may have to wait until the next open enrollment to make any changes. If you are looking forward to get ready for open enrollment, here is your comprehensive guide to understand it; Overview of Open Enrollment Open enrollment is a short-span period that runs for a few weeks in the year. This is the time when employees can enroll in business's…

Apart from all other aspects of our lives, the most important thing to pay attention to is your health. In today’s busy world, people often overlook their health. Even today, many still do not have health insurance. In the year 2023, about 25 million people in the US did not have health insurance. The number of Americans without health insurance steadily increased from 2015 to 2019. Different factors, such as Medicaid expansion and massive increase in private health insurance coverage, contributed to the decline in the uninsured population. And the implementation of the Affordable Care Act's coverage decreased the rate…

Why do people prefer the $0 monthly premium plans of myObamacare? People prefer the $0 monthly premium plans of myObamacare because they offer significant cost savings. While these plans may have higher out-of-pocket costs for services like copayments and deductibles, the absence of a monthly premium means that individuals and families can budget more effectively for their healthcare expenses. Additionally, for those who are on a tight budget or have limited income, the $0 premium option allows them to obtain necessary healthcare coverage without straining their finances. Overall, these plans provide a balance between affordability and comprehensive coverage, making them…

Are you aware of the Special Enrollment Period (SEP) with the Affordable Care Act. According to reports, over 1.8 million Americans have registered to get new health insurance coverage with the 2021 Marketplace SEP between February 15 and July 31, 2021.  Special enrollment periods allow individuals to enroll in healthcare insurance plans or switch plans outside of the annual open enrollment period. Depending on your income status and other circumstances, you may be eligible for special enrollment with myObamacare. Before planning to with  myObamacare, let’s check out the eligibility and other necessary information. Overview of Special Enrollment and Its Qualifications…

The decision of choosing between enrollment for health insurance directly through the marketplace or a professional service provider can be confusing. Since the introduction of the Affordable Care Act (ACA) in 2010 under the Obama administration, the term 'Obamacare' has become an important highlight in the healthcare services ecosystem. The ACA or Obamacare  have advantages such as coverage for preexisting health conditions. However, registering for insurance directly through the marketplace can be confusing and time consuming. In such cases, you can rely on professional insurance agencies to enroll for healthcare coverage. myObamacare is one of the most trusted insurance agencies,…